UPI Explained: How India’s Payment Revolution Works (2026)
UPI (Unified Payments Interface) is India's free, instant bank-to-bank payment system by NPCI. Learn how UPI works, VPA, PIN, limits,…
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Category: Fintech & Banking
Banking, RBI, UPI, payments and fintech news.
What Is the RBI? Functions, Structure & Monetary Policy Explained (2026)
The Reserve Bank of India (RBI) is India's central bank. A plain-English guide to its functions, structure, MPC and monetary…
Credit Score Explained: CIBIL Score, How to Check & Improve It (2026)
What is a CIBIL score? A clear 2026 guide to the 300-900 range, India's 4 credit bureaus, how to check…
RBI Repo Rate Explained: What It Is, History & Impact on Your EMIs (2026)
The repo rate is the interest rate at which the RBI lends to banks. Here is what it means, how…
RBI Breather for Tata Sons, but Asset Size Hurdle Stays
The RBI's new norms make NBFC classification simpler. But the Rs 1 lakh crore asset hurdle keeps Tata Sons in…
RBI Proposes AI Risk Framework for Banks: Kill Switch and Board Rules Explained
The RBI has proposed an AI risk framework for banks. It adds an emergency kill switch, board-level oversight and strict…
“Premature to talk about a rate hike,” says RBI Governor Sanjay Malhotra
RBI Governor Sanjay Malhotra says it is premature to talk about a rate hike. The repo rate stays at 5.25%…
SEBI Eases Certification Norms for Non-Core Advisory Staff
SEBI has eased certification norms for non-core advisory staff with a lighter NISM Series-XXV-A exam, while core research analysts keep…
Bank Stocks Lead Market Rebound as Sensex Jumps 790 Points
Indian shares bounced back on June 24 as bank stocks led the market rebound. The Sensex rose 790 points and…
Explainer: How SEBI Made Inheritance of Shares Less of a Legal Hassle
SEBI has made the inheritance of shares less of a legal hassle with a new TLH tax code, a higher…