Even Healthcare

Members get round-the-clock access to Even's own clinical staff rather than a directory of empanelled outside doctors.

Even bundles OPD (consultations, diagnostics, checkups) into its plans, a gap in most traditional Indian health insurance.

At its own Even Hospital, doctor compensation is tied to patient outcomes rather than procedure volume.

Even's membership base skews toward affluent, digitally-native urban professionals -- the demographic that already pays for on-demand consumer services.

With its May 2026 IRDAI approval, Even can now sell health insurance directly to individual consumers and families rather than only through employer groups.

Each member is assigned a personal care team alongside on-demand telemedical access, rather than a transactional per-visit relationship.

Owned clinics in Bengaluru where members meet in-house doctors face-to-face.

Members can reach the care team remotely for round-the-clock virtual consultations.

Even's own 70-bed hospital in Bengaluru, opened 2025, extends its owned-channel strategy into secondary/tertiary care.

Even runs its own claims-processing engine and is deploying AI within it, with an internal goal of fully automating half of all claims rather than adjudicating them manually.

Even launched and now runs its first owned multi-specialty hospital, a 70-bed facility in central Bengaluru, extending its managed-care activities from outpatient clinics into inpatient and surgical care.

Beyond its own facilities, Even builds and manages a network of third-party hospital partnerships to widen care access -- over 100 partner hospitals alongside its six owned Bengaluru clinics as of September 2025.

Even's core insurance activity is distributing partner-underwritten policies rather than underwriting risk itself -- it operates through its subsidiary Euston Insurance Advisors, an IRDAI-registered Corporate Agent (Composite).

Even employs its own doctors and wellness experts rather than relying solely on an empanelled network.

In-house EMR and a claims engine built to handle high-volume monthly claims processing.

Underwrites the group health insurance policy behind the Even Plus plan.

Underwrites a retail health plan (Care Supreme) distributed by Even.

A second retail insurance underwriting partner for Even-distributed plans.

Tiered subscription plans sold direct to members, from telemedicine-only to full OPD+hospitalization cover.

Even Plus is a co-branded group insurance product underwritten by an insurance partner, with OPD benefits layered on by Even itself.

Even distributes retail health policies underwritten by third-party insurers, layering its own OPD/care benefits on top.