GetVantage Investor

GetVantage gives SMEs equity-free capital between $10,000 to $500,000 USD

Clients then repay a pre-determined share of their revenue until they've paid back the full principal; the company charges flat fees between 6% to 12%

The company uses a data-driven and tech-first approach to facilitate funding between INR 2 lacs - 20 crore in as fast as 5 days.

Funded over 450+ digital SMEs across 23 categories including B2B SaaS and subscription-based companies, D2C, eCommerce, edtech, healthtech, cloud-kitchens, and nutrition

Over 40% of GetVantage's 800+ businesses are women-led across 20+ sectors

GetVantage is excited to have joined forces with Flipkart as a preferred Seller Financing partner, offering innovative financial solutions tailored to the needs of thousands of SMEs.

Portfolio brands Tjori, Valkyre, Ornaz, Nua Woman, Jade Forest, and Elaver Sports participate in Myntra's D2C Rising Star initiative

Funded businesses manage their capital and track transactions themselves through a GetVantage online portal, paired with a GetVantage Visa card for spend management, rather than through manual account handling.

GetVantage builds an ongoing ecosystem around each portfolio company via GetVantage Marketplace, connecting founders to service providers, marketing agencies, and financial tools rather than a one-time transactional relationship.

Leadership frames the relationship with clients as actively backing founders rather than passively lending to them, positioning GetVantage as a partner to the businesses it funds.

The platform connects to existing sales channels like Shopify, Stripe, Google, and Facebook to assess performance-based risk.

Sellers can now access financing directly through Flipkart's platform, without the need for external applications or complicated processes.

Myntra teamed up with GetVantage as a preferred embedded B2B fintech and growth capital financer, providing GetVantage portfolio brands first access to Myntra's D2C Rising Star program.

GetVantage runs a proprietary machine-learning underwriting algorithm that pulls real-time data (payment gateway transactions, GST filings, bank statements, ad spend, marketplace metrics) to score applicants, weighted roughly 70-75% quantitative and 20-25% qualitative.

GetVantage operates as a marketplace, matching applicants with a network of external institutional capital partners who actually fund the deals, rather than lending solely from its own book.

Once financing is disbursed, GetVantage collects repayments automatically as a revenue share, pulling funds via connected payment gateways or direct bank debits instead of manual EMI billing.

GetVantage invests heavily in its own technology and DevOps to run the API integrations and underwriting engine that power the platform, with roughly 40-45% of the team dedicated to tech functions.

GetVantage has secured a non-banking financial company (NBFC) license from the Reserve Bank of India (RBI), becoming the first RBF and alternative funding platform in the country to do so. GetGrowth Capital, the NBFC arm of GetVantage will manage the lending operations.

GetVantage leverages proprietary DataTech and API technology to provide fair, non-dilutive funding solutions ranging from INR 2 lakhs to INR 20 crore.

GetVantage is excited to have joined forces with Flipkart as a preferred Seller Financing partner, offering innovative financial solutions tailored to the needs of thousands of SMEs.

Myntra has doubled down in supporting select portfolio brands and partnered with GetVantage as a preferred embedded B2B fintech and Growth Capital financer.

Funds disbursed through GetVantage's own NBFC GetGrowth Capital, Varanium's Debt Fund partnership, and other NBFCs and AIFs

Clients then repay a pre-determined share of their revenue until they've paid back the full principal; the company charges flat fees between 6% to 12%.