Startup Atlas · Financial Data Verification

Karza Technologies Acquired

● Mumbai, Maharashtra ● Founded 2015 ● karza.in ↗
Omkar Shirhatti · Co-founder & CEO Gaurav Samdaria · Co-founder & CBO Alok Kumar · Co-founder & CTO
$1.14 MnTotal funding (tracked)
2Funding rounds
1 Jul 2019Last round
205Team size (sourced)

Karza Technologies: Business Model Canvas

The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.

Value Propositions

Faster, automated onboarding

Onboarding automation claimed to cut on-boarding times by at least 70 per cent.

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Fraud prevention at scale

Company states its tools have prevented $350 million in fraud.

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Deep due-diligence coverage

K:Scan due-diligence product covers 22 million business profiles; K:Watch offers continuous portfolio monitoring across 130+ red flags.

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Customer Segments

Banks, lending institutions, insurers and fintechs450 customers

FinTech platform serving customers across lending, banking, payments, insurance, and FinTech sectors.

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Credit bureaus and large financial-services clients200+ clients

Client base named as including TransUnion CIBIL, Experian, Equifax, CRIF, Deloitte, EY, Google Pay, Paytm, Razorpay, Axis Bank, HDFC, ICICI and IDFC First Bank.

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Customer Relationships

No cited public information yet.

Channels

API integration with core banking systems

Services delivered via APIs integrated with core banking systems and consumer dashboards.

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Key Activities

KYC & onboarding automation

TotalKYC suite automates identity, address, employment, utility, vehicle and property-ownership checks via proprietary APIs built across 800+ official sources, plus a multi-regulator (RBI, SEBI, IRDAI)-compliant VideoKYC service and AI-based scoring/matching APIs for straight-through processing.

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Due diligence & business intelligence

K:Scan flagship platform performs due diligence using ML technology; digital due-diligence platform enables screening of counterparties.

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Portfolio monitoring and skip tracing

K:Watch provides continuous portfolio monitoring; K:Lookup provides skip-tracing solutions.

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Key Resources

Aggregated public-data network850+ public databases

Analytics and automation platform that aggregates and stitches information from 850+ public databases, drawing on data collected from 800+ publicly available sources (not limited to government sources).

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Key Partnerships

No cited partnerships yet. Based on tracked funding/M&A data:

Perfios — Acquisition

Revenue Streams

B2B SaaS / API licensing

B2B SaaS company; pricing varies by product and level of customization, with no fixed pricing model across clients.

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Cost Structure

No cited public information yet.

FAQs on Karza Technologies

What is Karza Technologies's business model?

Karza Technologies's core value proposition centers on Faster, automated onboarding, Fraud prevention at scale, Deep due-diligence coverage.

How does Karza Technologies make money?

Karza Technologies's cited revenue streams include B2B SaaS / API licensing.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: inc42.com · Last verified 9 Sep 2026. · Report a correction