U GRO Capital Listed Investor
DataTech NBFC specializing in financing for micro, small, and medium enterprises across India, addressing the credit gap in the small business sector through a proprietary data-driven underwriting model (GRO Score) that assesses creditworthiness using banking, bureau and GST records.
Valuation
Returns
Per share
Growth · year on year
Ownership
Price and ratios are compiled from the exchange and third-party market data, cached and refreshed through the day — they are not Atlas facts and are not investment advice. Where a ratio is computed on more than one basis (for example standalone versus trailing-twelve-month), each is shown separately rather than averaged into a single number.
How this score is calculated
| Measure | Value | Scores | Source |
|---|---|---|---|
| P/E What the market pays for each rupee of earnings. Lower is cheaper — but a low P/E can also mean the market expects earnings to fall. |
9.44 | 100/100 | Market data |
| P/B Price against book value. Most meaningful for banks and asset-heavy businesses; software and consumer brands trade high here for good reasons. |
0.46 | 100/100 | Market data |
| ROE Return on equity — profit generated per rupee of shareholder capital. Sustained high ROE is the clearest single marker of a good business. |
4.91 | 0/100 | Market data |
| ROCE Return on capital employed — the same idea including debt, so it is harder to flatter with leverage. |
10.12 | 50/100 | Market data |
| Profit growth Year-on-year growth in profit. Weighted above sales growth because profitable growth is the harder thing to do. |
-21.23 | 0/100 | Market data |
| Sales growth Year-on-year growth in revenue. |
26.53 | 100/100 | Market data |
| Revenue growth · filed Year-on-year revenue growth computed from the fiscal-year figures we filed ourselves and cited to a real disclosure, not a market data feed. |
37.60 | 100/100 | Atlas |
| Profit trend · filed Whether profit is improving, from the same filed figures. A swing from loss to profit scores highest; a swing from profit into loss scores lowest; a narrowing loss still scores better than a widening one. |
25.00 | 100/100 | Atlas |
| Promoter holding How much of the company its founders and controlling group still own. Higher usually means their money moves with yours. |
2.88 | 0/100 | Market data |
The Atlas Score is our own arithmetic on the published figures above — nothing is hidden and nothing is bought in. It weighs quality and growth at 30% each, valuation at 25% and ownership at 15%, scoring each measure against fixed bands. Growth blends third-party market data with the fiscal-year figures we file and cite ourselves, so a company we have researched more deeply scores on richer evidence. A measure we could not fetch is left out of the average rather than counted as a zero. It is a summary of the numbers, not a recommendation, not a price target, and not advice about your circumstances.
U GRO Capital: Funding Rounds
| Date | Round | Amount | Investors | Source |
|---|---|---|---|---|
| 19 Jun 2024 | Debt | ₹1,265 Cr (CCDs + Warrants) | Samena Capital Aregence | source |
| 11 Apr 2023 | Equity | ₹340 Cr ($41.3 Mn) | IFU (Investeringsfonden for Udviklingslande) | source |
| 1 Aug 2018 | Equity | ₹914 Cr | ADV Partners PAG Samena Capital TPG NewQuest | source |
U GRO Capital: Recent Investments
| Date | Company | Round | Amount |
|---|---|---|---|
| 29 Sep 2025 | Recur Club | Series A | $50 Mn ($8M equity + $42M debt) |
Acquisitions
| Date | Acquirer | Acquired | Amount | Source |
|---|---|---|---|---|
| 17 Jun 2025 | U GRO Capital | Profectus Capital | ₹1,400 Cr | source |
| 3 May 2024 | U GRO Capital | MyShubhLife | ₹45 Cr | source |
News on U GRO Capital
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Who founded U GRO Capital?
U GRO Capital was founded by Shachindra Nath in 2018.
How much funding has U GRO Capital raised?
U GRO Capital has raised $300.7 Mn across 3 tracked funding round(s), most recently on 2024-06-19. Figures are compiled from cited public sources.
Who are the investors in U GRO Capital?
Investors in U GRO Capital include Samena Capital, Aregence, IFU (Investeringsfonden for Udviklingslande), ADV Partners, PAG, TPG NewQuest.
What does U GRO Capital do?
DataTech NBFC specializing in financing for micro, small, and medium enterprises across India, addressing the credit gap in the small business sector through a proprietary data-driven underwriting model (GRO Score) that assesses creditworthiness using banking, bureau and GST records.
Where is U GRO Capital headquartered?
U GRO Capital is headquartered in Mumbai, Maharashtra, India.
What is U GRO Capital's business model?
U GRO Capital's core value proposition centers on Data-driven, fast MSME credit decisioning, Technology-first, data-driven underwriting at scale.
How does U GRO Capital make money?
U GRO Capital's cited revenue streams include Interest income on MSME loan book, Co-lending and off-balance-sheet fee income.