Startup Atlas · DataTech

U GRO Capital Listed Investor

UGRO Capital Limited ● Mumbai, Maharashtra ● Founded 2018 ● ugrocapital.com ↗

DataTech NBFC specializing in financing for micro, small, and medium enterprises across India, addressing the credit gap in the small business sector through a proprietary data-driven underwriting model (GRO Score) that assesses creditworthiness using banking, bureau and GST records.

Shachindra Nath · Founder, Vice Chairman & Managing Director
$321.58 MnTotal funding (tracked)
3Funding rounds
19 Jun 2024Last round
0Tracked investments
1,500Team size (sourced)
Publicly listed · NSE:UGROCAP
₹82.99 +0.63% BSE, as of 22 Sep 26 | 16:00

Valuation

P/E · TTM9.10
P/B0.44

Returns

ROE4.91%
ROCE10.12%

Per share

Book value186.40

Growth · year on year

Sales+26.53%
Profit-21.23%

Ownership

Promoter holding2.88%

Price and ratios are compiled from the exchange and third-party market data, cached and refreshed through the day — they are not Atlas facts and are not investment advice. Where a ratio is computed on more than one basis (for example standalone versus trailing-twelve-month), each is shown separately rather than averaged into a single number.

48/100
Mixed Atlas Score — computed from 7 published figures
How this score is calculated
Measure Value Scores Source
P/E
What the market pays for each rupee of earnings. Lower is cheaper — but a low P/E can also mean the market expects earnings to fall.
9.10 100/100 Market data
P/B
Price against book value. Most meaningful for banks and asset-heavy businesses; software and consumer brands trade high here for good reasons.
0.44 100/100 Market data
ROE
Return on equity — profit generated per rupee of shareholder capital. Sustained high ROE is the clearest single marker of a good business.
4.91 0/100 Market data
ROCE
Return on capital employed — the same idea including debt, so it is harder to flatter with leverage.
10.12 50/100 Market data
Profit growth
Year-on-year growth in profit. Weighted above sales growth because profitable growth is the harder thing to do.
-21.23 0/100 Market data
Sales growth
Year-on-year growth in revenue.
26.53 100/100 Market data
Promoter holding
How much of the company its founders and controlling group still own. Higher usually means their money moves with yours.
2.88 0/100 Market data

The Atlas Score is our own arithmetic on the published figures above — nothing is hidden and nothing is bought in. It weighs quality and growth at 30% each, valuation at 25% and ownership at 15%, scoring each measure against fixed bands. Growth blends third-party market data with the fiscal-year figures we file and cite ourselves, so a company we have researched more deeply scores on richer evidence. A measure we could not fetch is left out of the average rather than counted as a zero. It is a summary of the numbers, not a recommendation, not a price target, and not advice about your circumstances.

View U GRO Capital's live share price on Google Finance ↗

U GRO Capital: Funding Rounds

Date Round Amount Investors Source
19 Jun 2024 Equity-linked capital (CCDs and warrants) ₹1,265 Cr allotment commitments Samena Capital Aregence source
11 Apr 2023 Equity ₹340 Cr ($41.3 Mn) IFU (Investeringsfonden for Udviklingslande) source
2018 ~ Equity ₹914 Cr ADV Partners PAG Samena Capital TPG NewQuest source

Acquisitions

DateAcquirerAcquiredAmountSource
17 Jun 2025 U GRO Capital Profectus Capital ₹1,400 Cr source
3 May 2024 U GRO Capital MyShubhLife ₹45 Cr source

News on U GRO Capital

No coverage of U GRO Capital linked yet.

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FAQs on U GRO Capital

Who founded U GRO Capital?

U GRO Capital was founded by Shachindra Nath in 2018.

How much funding has U GRO Capital raised?

U GRO Capital has raised $321.58 Mn across 3 tracked funding round(s), most recently on 2024-06-19. Figures are compiled from cited public sources.

Who are the investors in U GRO Capital?

Investors in U GRO Capital include Samena Capital, Aregence, IFU (Investeringsfonden for Udviklingslande), ADV Partners, PAG, TPG NewQuest.

What does U GRO Capital do?

DataTech NBFC specializing in financing for micro, small, and medium enterprises across India, addressing the credit gap in the small business sector through a proprietary data-driven underwriting model (GRO Score) that assesses creditworthiness using banking, bureau and GST records.

Where is U GRO Capital headquartered?

U GRO Capital is headquartered in Mumbai, Maharashtra, India.

What is U GRO Capital's business model?

U GRO Capital's core value proposition centers on Data-driven, fast MSME credit decisioning, Technology-first, data-driven underwriting at scale.

How does U GRO Capital make money?

U GRO Capital's cited revenue streams include Interest income on MSME loan book, Co-lending and off-balance-sheet fee income.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: www.ugrocapital.com www.bseindia.com · Last verified 23 Oct 2026. · Report a correction