Aavas Financiers Listed
Jaipur-based affordable housing finance company (HFC) providing home loans, home construction loans, loan against property, home improvement loans and MSME business loans to low- and middle-income, self-employed customers in semi-urban and rural India. Originally set up as AU Housing Finance Limited, a subsidiary of AU Financiers (now AU Small Finance Bank); renamed Aavas Financiers in 2017 and listed on the…
Valuation
Returns
Per share
Growth · year on year
Ownership
Price and ratios are compiled from the exchange and third-party market data, cached and refreshed through the day — they are not Atlas facts and are not investment advice. Where a ratio is computed on more than one basis (for example standalone versus trailing-twelve-month), each is shown separately rather than averaged into a single number.
How this score is calculated
| Measure | Value | Scores | Source |
|---|---|---|---|
| P/E What the market pays for each rupee of earnings. Lower is cheaper — but a low P/E can also mean the market expects earnings to fall. Computed on a different basis this reads 15.11, which would score 75/100. Scored on the figure shown. |
21.06 | 75/100 | BSE |
| P/B Price against book value. Most meaningful for banks and asset-heavy businesses; software and consumer brands trade high here for good reasons. |
2.02 | 75/100 | Market data |
| ROE Return on equity — profit generated per rupee of shareholder capital. Sustained high ROE is the clearest single marker of a good business. |
14.12 | 50/100 | Market data |
| ROCE Return on capital employed — the same idea including debt, so it is harder to flatter with leverage. |
9.97 | 25/100 | Market data |
| Profit growth Year-on-year growth in profit. Weighted above sales growth because profitable growth is the harder thing to do. |
14.07 | 50/100 | Market data |
| Sales growth Year-on-year growth in revenue. |
13.97 | 75/100 | Market data |
| Revenue growth · filed Year-on-year revenue growth computed from the fiscal-year figures we filed ourselves and cited to a real disclosure, not a market data feed. |
16.70 | 75/100 | Atlas |
| Profit trend · filed Whether profit is improving, from the same filed figures. A swing from loss to profit scores highest; a swing from profit into loss scores lowest; a narrowing loss still scores better than a widening one. |
16.90 | 75/100 | Atlas |
| Promoter holding How much of the company its founders and controlling group still own. Higher usually means their money moves with yours. |
48.88 | 75/100 | Market data |
The Atlas Score is our own arithmetic on the published figures above — nothing is hidden and nothing is bought in. It weighs quality and growth at 30% each, valuation at 25% and ownership at 15%, scoring each measure against fixed bands. Growth blends third-party market data with the fiscal-year figures we file and cite ourselves, so a company we have researched more deeply scores on richer evidence. A measure we could not fetch is left out of the average rather than counted as a zero. It is a summary of the numbers, not a recommendation, not a price target, and not advice about your circumstances.
Aavas Financiers: Funding Rounds
| Date | Round | Amount | Investors | Source |
|---|---|---|---|---|
| 10 Mar 2022 | Debt | $50 Mn | British International Investment | source |
| 30 Mar 2020 | Debt | $60 Mn | Asian Development Bank | source |
| 17 Sep 2019 | Debt | $48.66 Mn | International Finance Corporation (IFC) | source |
| 8 Oct 2018 | IPO | ₹360 Cr fresh issue (IPO total incl. OFS ₹1,640.32 Cr) | source | |
| 2018 ~ | Debt | $27 Mn | British International Investment | source |
Acquisitions
| Date | Acquirer | Acquired | Amount | Source |
|---|---|---|---|---|
| 16 Feb 2016 | Kedaara Capital | Aavas Financiers | $145.1 Mn | source |
Recent Signals
-
22 Jun 2026 · regulatory
NHB probes Aavas Financiers over ~Rs 400-500 crore loan misclassification; CFO and CRO resign amid inquiry source -
20 Apr 2026 · org-team
Aavas Financiers MD & CEO Sachinderpalsingh Bhinder steps down; Manu Yeshpal Singh named successor source -
2 Jul 2025 · ma-strategic
Kedaara Capital completes full exit from Aavas Financiers, selling residual stake to CVC Capital after 9-year hold source -
10 Aug 2024 · ma-strategic
CVC Capital agrees to acquire 26.47% stake in Aavas Financiers from Kedaara Capital and Partners Group source
News on Aavas Financiers
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Who founded Aavas Financiers?
Aavas Financiers was founded by Sushil Kumar Agarwal in 2011.
How much funding has Aavas Financiers raised?
Aavas Financiers has raised $235.47 Mn across 5 tracked funding round(s), most recently on 2022-03-10. Figures are compiled from cited public sources.
Who are the investors in Aavas Financiers?
Investors in Aavas Financiers include British International Investment, Asian Development Bank, International Finance Corporation (IFC).
What does Aavas Financiers do?
Jaipur-based affordable housing finance company (HFC) providing home loans, home construction loans, loan against property, home improvement loans and MSME business loans to low- and middle-income, self-employed customers in semi-urban and rural India. Originally set up as AU Housing Finance Limited, a subsidiary of AU…
Where is Aavas Financiers headquartered?
Aavas Financiers is headquartered in Jaipur, Rajasthan, India.
What is Aavas Financiers's business model?
Aavas Financiers's core value proposition centers on Affordable housing finance for un-served and un-reached markets.
How does Aavas Financiers make money?
Aavas Financiers's cited revenue streams include Interest income from a diversified home-loan/MSME product suite.