Startup Atlas · Education Finance

Auxilo Finserve Soonicorn

Auxilo Finserve Private Limited Mumbai, Maharashtra Founded 2017 auxilo.com ↗
Akash Bhanshali · Promoter, via family LLP ELME Advisors LLP; co-invested alongside Balrampur Chini Mills Ltd (BCML)
$152.52 MnTotal funding (tracked)
8Funding rounds
5 Mar 2026Last round
350Team size (sourced)

Auxilo Finserve: Business Model Canvas

The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.

Value Propositions

100% Financing100% Financing

Student education loans covering the full cost of study.

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Fastest Sanctions

Speed of loan approval positioned as a core differentiator for student loans.

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Competitive Interest Rates

Pricing positioned as competitive versus alternatives for student borrowers.

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Broad expense coverage

Loans cover tuition, exams, living/travel, pre-admission and other course-related costs.

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Transparent & Fair Charges for institutions

Institution financing positioned on transparent, fair charges with diverse collateral and secured/unsecured options.

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Customer Segments

Students seeking education financing

Individual students financing higher studies in India and abroad.

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Educational institutions

Schools, colleges, universities, vocational colleges and coaching institutes needing infrastructure or working-capital financing.

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Customer Relationships

Self-service digital portal

Customer Portal link for account/loan self-service.

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Helpline support

Toll-free helpline number for direct customer contact.

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WhatsApp support

Direct WhatsApp chat channel for customer queries.

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Channels

Branch office network

Physical branch offices in Mumbai, Chennai, Delhi, Bengaluru, Hyderabad, Ahmedabad, Pune and Vijayawada, plus sales representative offices in Visakhapatnam, Chandigarh, Indore, Nagpur and Coimbatore.

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Digital customer portal

Site navigation includes a dedicated online customer portal link.

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Co-lending partner channel

Loans also originated/disbursed via a co-lending partnership with a bank.

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Key Activities

Originating & underwriting education loans

Domestic and study-abroad student loans across multiple product lines.

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Financing educational institutions

Loans to schools, colleges, vocational colleges, coaching institutes and play schools for infrastructure/working capital.

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Key Resources

RBI NBFC registration

Regulatory license to operate as a non-banking financial company, the core enabling asset for its lending business.

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Key Partnerships

Union Bank of India (co-lending)

Listed as a co-lending partner on Auxilo's own site.

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Revenue Streams

Interest income on education/institution loansRs 478 Cr in FY25, 90.5% of operating revenue

Primary revenue driver, interest income from loans disbursed to students and institutions.

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Cost Structure

Interest/finance cost (cost of borrowed capital)Rs 168.49 Cr in FY24 (+144.58% YoY)

Largest cost line, interest expense on borrowings used to fund lending.

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Employee benefit costRs 41.76 Cr in FY24 (+28.45% YoY)

Staff compensation costs.

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FAQs on Auxilo Finserve

What is Auxilo Finserve's business model?

Auxilo Finserve's core value proposition centers on 100% Financing, Fastest Sanctions, Competitive Interest Rates, Broad expense coverage.

How does Auxilo Finserve make money?

Auxilo Finserve's cited revenue streams include Interest income on education/institution loans.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: www.auxilo.com www.auxilo.com inc42.com www.careratings.com · Last verified 9 Sep 2026. · Report a correction