Startup Atlas · Business Lending

Finodaya Capital

FINODAYA CAPITAL PRIVATE LIMITED Indore, Madhya Pradesh Founded 2024 finodayacapital.com ↗
Lokendra Tomar Abhitabh Dixit Neeraj Biyani
$2.5 MnTotal funding (tracked)
1Funding rounds
21 Apr 2025Last round

Finodaya Capital: Business Model Canvas

The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.

Value Propositions

Secured business loans for micro & nano entrepreneurs

Tailored secured lending solutions for India's micro and nano enterprise segment.

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Customer Segments

Micro and nano enterprises

Small businesses and microenterprises seeking secured credit, often previously reliant on informal/high-cost lending sources.

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Customer Relationships

High-touch, transparent borrower relationships

Local sourcing teams paired with digital credit engines for a simple, fast, fair borrowing experience.

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Channels

Physical branch network across Madhya Pradesh

Planned 15-branch rollout within six months of the seed round.

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Key Activities

Phygital secured lending against property

Combines digital tools with a physical branch presence for credit underwriting and disbursal.

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Key Resources

Founding team's ICICI Bank banking experience

Three co-founders with a combined 50+ years of banking leadership at ICICI Bank.

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Key Partnerships

Utkarsh Small Finance Bank (prior business correspondent partnership)

Operated as a business correspondent for Utkarsh Small Finance Bank before receiving its own NBFC licence; now exploring co-lending tie-ups.

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Revenue Streams

No cited public information yet.

Cost Structure

No cited public information yet.

FAQs on Finodaya Capital

What is Finodaya Capital's business model?

Finodaya Capital's core value proposition centers on Secured business loans for micro & nano entrepreneurs.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: entrackr.com · Last verified 7 Sep 2026. · Report a correction