Startup Atlas · Fintech

Fold

Lunchbrake Classic Private Limited ● Bengaluru, Karnataka ● Founded 2019 ● fold.money ↗

Fold is a personal finance and expense tracking app for India that helps users track bank accounts, credit cards, investments, loans, credit score, EPF, NPS and fixed deposits automatically in one place using RBI's Account Aggregator framework.

Akash Nimare · Co-Founder & CEO Utkarsh Verma · Co-Founder & CTO Nishant Verma (Nash Vail) · Co-Founder, Head of Design Shakti Goap · Founder & CEO (deceased 2021)
$2.5 MnTotal funding (tracked)
1Funding rounds
9 Feb 2022Last round
10Team size (sourced)

Fold: Funding Rounds

Date Round Amount Investors Source
9 Feb 2022 Seed $2.5M Kira Studio source

News on Fold

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FAQs on Fold

Who founded Fold?

Fold was founded by Akash Nimare, Utkarsh Verma, Nishant Verma (Nash Vail), Shakti Goap in 2019.

How much funding has Fold raised?

Fold has raised $2.5 Mn across 1 tracked funding round(s), most recently on 2022-02-09. Figures are compiled from cited public sources.

Who are the investors in Fold?

Investors in Fold include Kira Studio.

What does Fold do?

Fold is a personal finance and expense tracking app for India that helps users track bank accounts, credit cards, investments, loans, credit score, EPF, NPS and fixed deposits automatically in one place using RBI's Account Aggregator framework.

Where is Fold headquartered?

Fold is headquartered in Bengaluru, Karnataka, India.

What is Fold's business model?

Fold's core value proposition centers on Automatic expense tracking, Unified financial picture without manual entry, No password sharing, Secure bank statement sharing.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: play.google.com apps.apple.com fold.money tracxn.com · Last verified 7 Sep 2026. · Report a correction