Startup Atlas · EdTech

Jodo

● Bengaluru, Karnataka ● Founded 2020 ● jodo.in ↗
Atulya Bhat Raghav Nagarajan Koustav Dey
$18.8 MnTotal funding (tracked)
2Funding rounds
9 Aug 2022Last round

Jodo: Business Model Canvas

The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.

Value Propositions

Faster, more complete fee collection for institutes60% more on-time collection, 90% less collection effort

Automated fee schedules, reminders and reconciliation improve on-time collection and cut collection effort for institutes.

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Zero-cost instalment plans for parents

Parents can pay school/college fees in monthly instalments instead of 2-3 lump-sum instalments a year, at no added cost.

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Customer Segments

Educational institutions

Schools, colleges, universities, ed-tech platforms and coaching centres that need to digitize and manage fee collection.

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Parents and students (fee payers)25 lakh+ students

Parents/students who pay academic fees via Jodo's instalment and EMI options.

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Customer Relationships

Personalized account support4.8 rating, 1500+ reviews

Parent/student reviews on Jodo's site repeatedly cite named support staff assisting with onboarding and payment queries by phone/call.

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Channels

Direct sales / demo bookings

Institutes sign up via a "Book a demo" flow on Jodo's website.

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Institute web dashboard

Self-serve dashboard for institutes to manage fee schedules and reconciliation.

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Student/Parent app & portal

Parents and students log in to pay fees and track instalments.

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Key Activities

Fee collection automation & reconciliation

Automating fee reminders, receipts and bank reconciliation for partner institutes.

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Underwriting & disbursing no-cost instalment plans / education loans

Assists parents in paying academic fees in 8-12 monthly instalments at no extra cost, and facilitates longer-term education loans via bank partners.

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Key Resources

Fee management technology platform

Proprietary platform for customizable fee schedules, automated reminders/receipts (WhatsApp & email), real-time analytics and bank reconciliation.

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Lending/financing partnerships

Partner banks for higher-education loans (e.g. IDFC First Bank) that fund Jodo's instalment and loan products.

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Key Partnerships

Partner educational institutions5,000+ institutes

Large coaching/education brands listed as partners on Jodo's site, including Aakash, Allen, PW (Physics Wallah), JK Shah, Chirec, Delhi Public School (DPS), NPS, Orchids International and Malla Reddy University.

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IDFC First Bank (lending partner)

For higher education, Jodo collaborates with banks like IDFC First Bank to provide loans for students.

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Ed-tech subscription partners (Vedantu, Toppr, Leap Learner, Smartivity)

Jodo helps parents pay subscription fees for online education products including Vedantu, Toppr, Leap Learner and Smartivity, via its JODOjoy rewards program.

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Revenue Streams

Transaction fees from institutions

Jodo charges educational institutions a small fee for transactions processed through its platform.

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Subscription-payment facilitation for ed-tech products

Jodo also helps parents pay subscription fees for online education products such as Vedantu, Toppr, Leap Learner and Smartivity, via its JODOjoy rewards program.

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Cost Structure

No cited public information yet.

FAQs on Jodo

What is Jodo's business model?

Jodo's core value proposition centers on Faster, more complete fee collection for institutes, Zero-cost instalment plans for parents.

How does Jodo make money?

Jodo's cited revenue streams include Transaction fees from institutions, Subscription-payment facilitation for ed-tech products.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: inc42.com · Last verified 23 Oct 2026. · Report a correction