Kissht Listed
Kissht is a technology-led digital lending platform, operated by OnEMI Technology Solutions, that provides purchase financing, personal loans, credit lines and Buy Now Pay Later (BNPL) products to new-to-credit and underserved consumers in India, using a proprietary data-driven credit decision model. The company listed on the BSE and NSE via IPO in May 2026.
Valuation
Returns
Per share
Growth · year on year
Ownership
Price and ratios are compiled from the exchange and third-party market data, cached and refreshed through the day — they are not Atlas facts and are not investment advice. Where a ratio is computed on more than one basis (for example standalone versus trailing-twelve-month), each is shown separately rather than averaged into a single number.
How this score is calculated
| Measure | Value | Scores | Source |
|---|---|---|---|
| P/E What the market pays for each rupee of earnings. Lower is cheaper — but a low P/E can also mean the market expects earnings to fall. |
38.04 | 50/100 | Market data |
| P/B Price against book value. Most meaningful for banks and asset-heavy businesses; software and consumer brands trade high here for good reasons. |
3.23 | 50/100 | Market data |
| ROE Return on equity — profit generated per rupee of shareholder capital. Sustained high ROE is the clearest single marker of a good business. |
8.65 | 25/100 | Market data |
| ROCE Return on capital employed — the same idea including debt, so it is harder to flatter with leverage. |
9.90 | 25/100 | Market data |
| Profit growth Year-on-year growth in profit. Weighted above sales growth because profitable growth is the harder thing to do. |
-38.28 | 0/100 | Market data |
| Sales growth Year-on-year growth in revenue. |
-25.69 | 0/100 | Market data |
| Revenue growth · filed Year-on-year revenue growth computed from the fiscal-year figures we filed ourselves and cited to a real disclosure, not a market data feed. |
-17.50 | 0/100 | Atlas |
| Profit trend · filed Whether profit is improving, from the same filed figures. A swing from loss to profit scores highest; a swing from profit into loss scores lowest; a narrowing loss still scores better than a widening one. |
-15.90 | 0/100 | Atlas |
| Promoter holding How much of the company its founders and controlling group still own. Higher usually means their money moves with yours. |
24.80 | 25/100 | Market data |
The Atlas Score is our own arithmetic on the published figures above — nothing is hidden and nothing is bought in. It weighs quality and growth at 30% each, valuation at 25% and ownership at 15%, scoring each measure against fixed bands. Growth blends third-party market data with the fiscal-year figures we file and cite ourselves, so a company we have researched more deeply scores on richer evidence. A measure we could not fetch is left out of the average rather than counted as a zero. It is a summary of the numbers, not a recommendation, not a price target, and not advice about your circumstances.
Kissht: Funding Rounds
| Date | Round | Amount | Investors | Source |
|---|---|---|---|---|
| 29 Apr 2026 | IPO | ₹277.8 Cr (anchor tranche) | Bandhan Bank BNP Paribas Citigroup Goldman Sachs HDFC Mutual Fund ICICI Prudential New York State Teachers Retirement System Whiteoak Capital | source |
| 1 Jun 2022 | Series D | $80 Mn | Brunei Investment Agency Vertex Growth Endiya Partners Vertex Ventures Southeast Asia and India | source |
| 27 Jan 2022 | Debt | ₹100 Cr | Northern Arc Capital Trifecta Capital | source |
| 12 Sep 2018 | Series C | $30 Mn | Sistema Asia Fund Vertex Ventures Southeast Asia and India Endiya Partners Fosun RZ Capital Ventureast | source |
| 6 Nov 2017 | Series A | $10 Mn | Fosun International Endiya Partners Ventureast | source |
| 22 Jun 2017 | Angel | $2 Mn | Endiya Partners Ventureast | source |
News on Kissht
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30 Jul 2026
Kissht Q1 Profit Jumps 59% to ₹95 Crore
L Litmus · by Lapaas
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Who founded Kissht?
Kissht was founded by Ranvir Singh, Krishnan Vishwanathan, Abhijit Bhandari, Neha Shivran in 2015.
How much funding has Kissht raised?
Kissht has raised $166.98 Mn across 6 tracked funding round(s), most recently on 2026-04-29. Figures are compiled from cited public sources.
Who are the investors in Kissht?
Investors in Kissht include Bandhan Bank, BNP Paribas, Citigroup, Goldman Sachs, HDFC Mutual Fund, ICICI Prudential, New York State Teachers Retirement System, Whiteoak Capital.
What does Kissht do?
Kissht is a technology-led digital lending platform, operated by OnEMI Technology Solutions, that provides purchase financing, personal loans, credit lines and Buy Now Pay Later (BNPL) products to new-to-credit and underserved consumers in India, using a proprietary data-driven credit decision model. The company listed on…
Where is Kissht headquartered?
Kissht is headquartered in Mumbai, Maharashtra, India.
What is Kissht's business model?
Kissht's core value proposition centers on Instant, collateral-free digital credit, Proprietary algorithmic credit decisioning.
How does Kissht make money?
Kissht's cited revenue streams include Interest income on loans, Sourcing and servicing fees, Processing fees, Marketing, commission and insurance commission income.