LiquiLoans
LiquiLoans: Business Model Canvas
The nine-block Business Model Canvas, filled in only where a public source states it — empty blocks mean we haven't found a citable fact yet, not that the answer is zero.
Value Propositions
By matching lenders directly with borrowers, LiquiLoans removes the margin that banks/NBFCs would otherwise charge, offering lenders higher, more transparent returns.
sourceThe P2P model is positioned to make borrowing cheaper than through traditional banks and NBFCs by removing intermediary margins.
sourceCustomer Segments
Individuals investing on the platform to earn returns via peer-to-peer lending, with portfolios diversified across many borrowers.
sourceBorrowers sourced through multiple channels including vendor partners, mainly for consumer lending needs.
sourceCustomer Relationships
Channels
Key Activities
Key Resources
Key Partnerships
LiquiLoans is the lending partner powering CRED Mint, CRED's peer-to-peer lending product; CRED took a minority stake in LiquiLoans in Sept 2022 to deepen the partnership.
sourceAll transactions on the platform flow through an escrow account monitored by a bank-sponsored trustee, ensuring lender/borrower funds are safeguarded.
sourceRevenue Streams
LiquiLoans charges lenders a fee for giving them access to the platform and matching them with borrowers who have been credit-assessed and screened.
sourceProcessing charges are collected from borrowers, and subvention/LMF fees from lending-service-provider or merchant partners.
sourcePenal charges are levied on borrowers as a deterrent against missed repayments.
sourceCost Structure
FAQs on LiquiLoans
What is LiquiLoans's business model?
LiquiLoans's core value proposition centers on Higher returns for lenders via disintermediation, Cheaper borrowing.
How does LiquiLoans make money?
LiquiLoans's cited revenue streams include Fee income from lenders, Processing charges / subvention from borrowers, Penal charges.