Startup Atlas · Asset Management / Mutual Funds

Navi Technologies

Navi Technologies Limited ● Bengaluru, Karnataka ● Founded 2018 ● navi.com ↗
Sachin Bansal · Co-founder; Executive Chairman (stepped down as CEO Feb 2025) Ankit Agarwal · Co-founder
$146.7 MnTotal funding (tracked)
3Funding rounds
19 Aug 2026Last round
643Team size (sourced)

Navi Technologies: Financial Breakdown

Figures below are FY2026, consolidated basis, compiled from filings and disclosures — every year cited to its source.

Rs 2,981.7 crore (revenue from operations)Total revenue · +16.2% YoY
Loss Rs 465.99 croreNet loss · loss widened 269.8% YoY

Revenue by fiscal year

0100200300400$M₹198.97 Cr (revenue from operations); total income ₹221.89 Cr: $28.1M28FY2020₹606.6 Cr operating income (interest income ₹451 Cr + fee/other revenue ₹136.7 Cr + other operating income ₹19 Cr): $81.8M82FY2021INR 8,792.8 million combined income: operations 1,316.6 + interest 7,116.4 + other operating 359.8 (calculated sum of disclosed components): $118M118FY2022INR 23,756.6 million combined income: operations 1,401.2 + interest 20,956.0 + other operating 1,399.4 (calculated sum of disclosed components): $295.5M296FY2023₹2,180 Cr (revenue from operations); total income ₹2,792 Cr: $263.3M263FY2024₹2,565 Cr (revenue from operations); total income ₹2,689 Cr: $303.3M303FY2025Rs 2,981.7 crore (revenue from operations): $337.5M338FY2026

Net profit / loss by fiscal year

-60-40-200204060$MLoss of ₹8 Cr (profit before tax ₹2.9 Cr): $-1.1M-1.1FY2020Profit of ₹71.2 Cr: $9.6M9.6FY2021INR 3,621.0 million net loss: $-48.6M-49FY2022INR 209.2 million net income: $2.6M2.6FY2023Profit of ₹358.5 Cr (includes ₹189.5 Cr one-time gain from sale of subsidiary): $43.3M43FY2024Loss of ₹126 Cr: $-14.9M-15FY2025Loss Rs 465.99 crore: $-52.7M-53FY2026

Bars below the line are a net loss for that year.

Fiscal year Revenue Total expenses EBITDA Net profit / loss Source
FY2026 Rs 2,981.7 crore (revenue from operations) — — Loss Rs 465.99 crore source
FY2025 ₹2,565 Cr (revenue from operations); total income ₹2,689 Cr ₹2,730 Cr — Loss of ₹126 Cr source
FY2024 ₹2,180 Cr (revenue from operations); total income ₹2,792 Cr ₹2,491 Cr — Profit of ₹358.5 Cr (includes ₹189.5 Cr one-time gain from sale of subsidiary) source
FY2023 INR 23,756.6 million combined income: operations 1,401.2 + interest 20,956.0 + other operating 1,399.4 (calculated sum of disclosed components) — INR 11,058.2 million reported EBITDA / operating profit, including interest and other operating income INR 209.2 million net income source
FY2022 INR 8,792.8 million combined income: operations 1,316.6 + interest 7,116.4 + other operating 359.8 (calculated sum of disclosed components) — INR 1,989.2 million EBITDA / operating loss, including interest and other operating income INR 3,621.0 million net loss source
FY2021 ₹606.6 Cr operating income (interest income ₹451 Cr + fee/other revenue ₹136.7 Cr + other operating income ₹19 Cr) ₹673.8 Cr — Profit of ₹71.2 Cr source
FY2020 ₹198.97 Cr (revenue from operations); total income ₹221.89 Cr ₹218.96 Cr — Loss of ₹8 Cr (profit before tax ₹2.9 Cr) source

Nothing here is blurred or gated — every figure Atlas has is shown in full, free.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: en.wikipedia.org · Last verified 23 Oct 2026. · Report a correction