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OkCredit

Psi Phi Global Solutions Private Limited Bengaluru, Karnataka Founded 2017 okcredit.in ↗

OkCredit is a Bengaluru-based mobile app that lets small and micro merchants digitize their bahi-khata (credit ledger), tracking customer credit/payment transactions, sending automated payment reminders, and collecting UPI payments. Launched by IIT Kanpur alumni Harsh Pokharna, Gaurav Kumar and Aditya Prasad, it went through Y Combinator's Summer 2018 batch and raised roughly $84.5M across three rounds from investors including Lightspeed…

Harsh Pokharna · Co-Founder & CEO Gaurav Kumar · Co-Founder Aditya Prasad · Co-Founder & CTO
$84.5 MnTotal funding (tracked)
3Funding rounds
12 Sep 2019Last round

OkCredit: Funding Rounds

Recent Signals

  • 1 Sep 2022 · ma-strategic
    OkCredit put up for sale after failed fundraising attempt; InCred appointed to find a buyer source
  • 23 Feb 2022 · org-team
    OkCredit lays off ~35% of workforce, pivots away from bookkeeping/e-commerce toward fintech source
  • 12 Sep 2019 · growth-traction
    At Series B, OkCredit present in 1,000+ locations with 1.7Mn active merchants source

News on OkCredit

No coverage of OkCredit linked yet.

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FAQs on OkCredit

Who founded OkCredit?

OkCredit was founded by Harsh Pokharna, Gaurav Kumar, Aditya Prasad in 2017.

How much funding has OkCredit raised?

OkCredit has raised $84.5 Mn across 3 tracked funding round(s), most recently on 2019-09-12. Figures are compiled from cited public sources.

Who are the investors in OkCredit?

Investors in OkCredit include Lightspeed Venture Partners, Tiger Global Management, Lightspeed India Partners, Morningside Venture Capital, Venture Highway, Y Combinator.

What does OkCredit do?

OkCredit is a Bengaluru-based mobile app that lets small and micro merchants digitize their bahi-khata (credit ledger), tracking customer credit/payment transactions, sending automated payment reminders, and collecting UPI payments. Launched by IIT Kanpur alumni Harsh Pokharna, Gaurav Kumar and Aditya Prasad, it went through Y…

Where is OkCredit headquartered?

OkCredit is headquartered in Bengaluru, Karnataka, India.

What is OkCredit's business model?

OkCredit's core value proposition centers on Digital replacement for the paper credit ledger (bahi-khata), Automated payment reminders, 3x faster collection, In-app UPI collection, Cloud-backed ledger data, works offline.

How does OkCredit make money?

OkCredit's cited revenue streams include Freemium base app, Premium subscription add-ons, Lending (OkLoan).

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: inc42.com www.thecompanycheck.com techcrunch.com · Last verified 27 Aug 2026. · Report a correction