Equitas Small Finance Bank Listed
Chennai-based small finance bank that grew out of Equitas Micro Finance, founded in 2007 by P N Vasudevan; diversified into vehicle and housing finance (2011) and SME/LAP lending (2013) before receiving an RBI small finance bank licence and commencing banking operations in September 2016. Listed on NSE/BSE (Oct-Nov 2020 IPO). Offers savings/deposit accounts, microfinance (JLG) loans, vehicle, housing, SME and…
Valuation
Returns
Per share
Growth · year on year
Ownership
Price and ratios are compiled from the exchange and third-party market data, cached and refreshed through the day — they are not Atlas facts and are not investment advice. Where a ratio is computed on more than one basis (for example standalone versus trailing-twelve-month), each is shown separately rather than averaged into a single number.
How this score is calculated
| Measure | Value | Scores | Source |
|---|---|---|---|
| P/E What the market pays for each rupee of earnings. Lower is cheaper — but a low P/E can also mean the market expects earnings to fall. |
16.62 | 75/100 | Market data |
| P/B Price against book value. Most meaningful for banks and asset-heavy businesses; software and consumer brands trade high here for good reasons. |
1.36 | 100/100 | Market data |
| ROE Return on equity — profit generated per rupee of shareholder capital. Sustained high ROE is the clearest single marker of a good business. |
1.71 | 0/100 | Market data |
| ROCE Return on capital employed — the same idea including debt, so it is harder to flatter with leverage. |
4.38 | 0/100 | Market data |
| Profit growth Year-on-year growth in profit. Weighted above sales growth because profitable growth is the harder thing to do. |
-29.90 | 0/100 | Market data |
| Revenue growth · filed Year-on-year revenue growth computed from the fiscal-year figures we filed ourselves and cited to a real disclosure, not a market data feed. |
15.10 | 75/100 | Atlas |
| Profit trend · filed Whether profit is improving, from the same filed figures. A swing from loss to profit scores highest; a swing from profit into loss scores lowest; a narrowing loss still scores better than a widening one. |
-81.60 | 0/100 | Atlas |
| Promoter holding How much of the company its founders and controlling group still own. Higher usually means their money moves with yours. |
0.00 | 0/100 | Market data |
The Atlas Score is our own arithmetic on the published figures above — nothing is hidden and nothing is bought in. It weighs quality and growth at 30% each, valuation at 25% and ownership at 15%, scoring each measure against fixed bands. Growth blends third-party market data with the fiscal-year figures we file and cite ourselves, so a company we have researched more deeply scores on richer evidence. A measure we could not fetch is left out of the average rather than counted as a zero. It is a summary of the numbers, not a recommendation, not a price target, and not advice about your circumstances.
Equitas Small Finance Bank: Funding Rounds
| Date | Round | Amount | Investors | Source |
|---|---|---|---|---|
| 16 Mar 2023 | Post-IPO Equity | $32.57 Mn | Ashish Dhawan | source |
| 18 Feb 2022 | Post-IPO Equity | $73.64 Mn | HDFC Mutual Fund | source |
| 20 Oct 2020 | IPO | ₹280 Cr fresh issue | source | |
| 31 Aug 2015 | Debt | $18.14 Mn | British International Investment | source |
| 27 Nov 2014 | Undisclosed | $52.50 Mn | International Finance Corporation (IFC) | source |
| 21 Aug 2008 | Seed | $12.50 Mn | Bellwether | source |
| Mar 2008 ~ | Seed | $1.5 Mn (~₹6 Cr) | Aavishkaar Capital | source |
Recent Signals
-
Mar 2023 · ma-strategic
Reverse merger of Equitas Holdings into Equitas Small Finance Bank completed source
News on Equitas Small Finance Bank
No coverage of Equitas Small Finance Bank linked yet.
L Litmus · by Lapaas
Got an idea like this one? Validate it with the same 9-block framework, free.
Start Free ValidationFAQs on Equitas Small Finance Bank
Who founded Equitas Small Finance Bank?
Equitas Small Finance Bank was founded by P N Vasudevan in 2007.
How much funding has Equitas Small Finance Bank raised?
Equitas Small Finance Bank has raised $228.95 Mn across 7 tracked funding round(s), most recently on 2023-03-16. Figures are compiled from cited public sources.
Who are the investors in Equitas Small Finance Bank?
Investors in Equitas Small Finance Bank include Ashish Dhawan, HDFC Mutual Fund.
What does Equitas Small Finance Bank do?
Chennai-based small finance bank that grew out of Equitas Micro Finance, founded in 2007 by P N Vasudevan; diversified into vehicle and housing finance (2011) and SME/LAP lending (2013) before receiving an RBI small finance bank licence and commencing banking operations in September 2016. Listed…
Where is Equitas Small Finance Bank headquartered?
Equitas Small Finance Bank is headquartered in Chennai, Tamil Nadu, India.
What is Equitas Small Finance Bank's business model?
Equitas Small Finance Bank's core value proposition centers on Full-service retail banking suite, Small-ticket loans for underserved segments.
How does Equitas Small Finance Bank make money?
Equitas Small Finance Bank's cited revenue streams include Interest income from advances + fee income.