Startup Atlas · Gold Loans

Manappuram Finance Listed

Manappuram Finance Limited Thrissur, Kerala Founded 1949 manappuram.com ↗

Manappuram Finance is an Indian non-banking financial company (NBFC) headquartered in Valapad, Thrissur, Kerala, and one of India's largest gold-loan lenders, also offering microfinance, housing finance, vehicle finance and MSME loans. The gold-loan business traces to 1949; the current corporate entity was incorporated in 1992 and has been listed on the BSE/NSE since 1995.

V. C. Padmanabhan · Founder
$300.07 MnTotal funding (tracked)
4Funding rounds
28 May 2019Last round
Publicly listed · NSE:MANAPPURAM
₹339.30 +0.89% BSE, as of 04 Sep 26 | 16:00

Valuation

P/E67.57
P/E · TTM18.94
P/B2.00

Returns

ROE11.22%
ROCE9.62%

Per share

Book value169.71

Growth · year on year

Sales+10.63%
Profit-14.50%

Ownership

Promoter holding41.66%

Price and ratios are compiled from the exchange and third-party market data, cached and refreshed through the day — they are not Atlas facts and are not investment advice. Where a ratio is computed on more than one basis (for example standalone versus trailing-twelve-month), each is shown separately rather than averaged into a single number.

41/100
Mixed Atlas Score — computed from 9 published figures
How this score is calculated
Measure Value Scores Source
P/E
What the market pays for each rupee of earnings. Lower is cheaper — but a low P/E can also mean the market expects earnings to fall.
Computed on a different basis this reads 18.94, which would score 75/100. Scored on the figure shown.
67.57 0/100 BSE
P/B
Price against book value. Most meaningful for banks and asset-heavy businesses; software and consumer brands trade high here for good reasons.
2.00 75/100 Market data
ROE
Return on equity — profit generated per rupee of shareholder capital. Sustained high ROE is the clearest single marker of a good business.
11.22 50/100 Market data
ROCE
Return on capital employed — the same idea including debt, so it is harder to flatter with leverage.
9.62 25/100 Market data
Profit growth
Year-on-year growth in profit. Weighted above sales growth because profitable growth is the harder thing to do.
-14.50 0/100 Market data
Sales growth
Year-on-year growth in revenue.
10.63 50/100 Market data
Revenue growth · filed
Year-on-year revenue growth computed from the fiscal-year figures we filed ourselves and cited to a real disclosure, not a market data feed.
13.20 75/100 Atlas
Profit trend · filed
Whether profit is improving, from the same filed figures. A swing from loss to profit scores highest; a swing from profit into loss scores lowest; a narrowing loss still scores better than a widening one.
-45.20 0/100 Atlas
Promoter holding
How much of the company its founders and controlling group still own. Higher usually means their money moves with yours.
41.66 75/100 Market data

The Atlas Score is our own arithmetic on the published figures above — nothing is hidden and nothing is bought in. It weighs quality and growth at 30% each, valuation at 25% and ownership at 15%, scoring each measure against fixed bands. Growth blends third-party market data with the fiscal-year figures we file and cite ourselves, so a company we have researched more deeply scores on richer evidence. A measure we could not fetch is left out of the average rather than counted as a zero. It is a summary of the numbers, not a recommendation, not a price target, and not advice about your circumstances.

View Manappuram Finance's live share price on Google Finance ↗

Manappuram Finance: Funding Rounds

Date Round Amount Investors Source
28 May 2019 Debt $35 Mn International Finance Corporation (IFC) source
Nov 2010 ~ QIP ₹1,000 Cr source
Nov 2008 ~ Private Equity ₹108 Cr Ashmore Alchemy Hudson Equity Holdings Sequoia Capital source
Dec 2007 ~ Private Equity ₹70 Cr Hudson Equity Holdings Sequoia Capital source

Acquisitions

DateAcquirerAcquiredAmountSource
30 Mar 2019 Manappuram Finance Manappuram Comptech and Consultants ₹0.80 Cr source
3 Jul 2018 Manappuram Finance Indian School Finance Company ₹212.20 Cr source
1 Jan 2016 Manappuram Finance Manappuram Insurance Brokers ₹1.55 Cr source
16 Feb 2015 Manappuram Finance Asirvad Microfinance ₹48.63 Cr source

News on Manappuram Finance

No coverage of Manappuram Finance linked yet.

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FAQs on Manappuram Finance

Who founded Manappuram Finance?

Manappuram Finance was founded by V. C. Padmanabhan in 1949.

How much funding has Manappuram Finance raised?

Manappuram Finance has raised $300.07 Mn across 4 tracked funding round(s), most recently on 2019-05-28. Figures are compiled from cited public sources.

Who are the investors in Manappuram Finance?

Investors in Manappuram Finance include International Finance Corporation (IFC), Ashmore Alchemy, Hudson Equity Holdings, Sequoia Capital.

What does Manappuram Finance do?

Manappuram Finance is an Indian non-banking financial company (NBFC) headquartered in Valapad, Thrissur, Kerala, and one of India's largest gold-loan lenders, also offering microfinance, housing finance, vehicle finance and MSME loans. The gold-loan business traces to 1949; the current corporate entity was incorporated in 1992…

Where is Manappuram Finance headquartered?

Manappuram Finance is headquartered in Thrissur, Kerala, India.

What is Manappuram Finance's business model?

Manappuram Finance's core value proposition centers on 24x7 instant online gold loans, Doorstep gold loan service.

How does Manappuram Finance make money?

Manappuram Finance's cited revenue streams include Interest income from lending (core gold loans), Diversified non-gold lending revenue.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: r.jina.ai www.falconebiz.com en.wikipedia.org www.manappuram.com www.baincapital.com · Last verified 7 Sep 2026. · Report a correction