Startup Atlas · Credit Infrastructure

Yubi Unicorn

CredAvenue Private Limited ● Chennai, Tamil Nadu ● Founded 2020 ● go-yubi.com ↗

Yubi (formerly CredAvenue) is "the AI-driven operating system for financial services," an end-to-end digital debt marketplace connecting enterprises with lenders and investors — spanning loan origination (Yubi Loans), supply chain finance (Yubi Flow), bond issuance (Aspero), securitization (Yubi Pools) and debt collections (YuCollect), underpinned by its AI suite YuVerse.

Gaurav Kumar · Founder & CEO Vineet Sukumar · Co-founder
$303.4 MnTotal funding (tracked)
4Funding rounds
18 Nov 2025Last round

Yubi: Funding Rounds

Date Round Amount Investors Source
18 Nov 2025 Debt + Equity ₹411 Cr total (₹336 Cr debt + ₹75 Cr equity) EvolutionX Debt Capital Gaurav Kumar source
26 Aug 2024 Equity ₹250 Cr (~$30 Mn) Gaurav Kumar source
6 Mar 2022 Series B $137 Mn B Capital Group Dragoneer Investment Group Insight Partners source
29 Sep 2021 Series A $90 Mn Lightrock Lightspeed Venture Partners Sequoia Capital India TVS Capital Funds source

Acquisitions

DateAcquirerAcquiredAmountSource
26 Apr 2022 Yubi Corpository ₹100 Cr source
14 Feb 2022 Yubi Spocto ₹400 Cr source

News on Yubi

No coverage of Yubi linked yet.

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FAQs on Yubi

Who founded Yubi?

Yubi was founded by Gaurav Kumar, Vineet Sukumar in 2020.

How much funding has Yubi raised?

Yubi has raised $303.4 Mn across 4 tracked funding round(s), most recently on 2025-11-18. Figures are compiled from cited public sources.

Who are the investors in Yubi?

Investors in Yubi include EvolutionX Debt Capital, Gaurav Kumar, B Capital Group, Dragoneer Investment Group, Insight Partners.

What does Yubi do?

Yubi (formerly CredAvenue) is "the AI-driven operating system for financial services," an end-to-end digital debt marketplace connecting enterprises with lenders and investors — spanning loan origination (Yubi Loans), supply chain finance (Yubi Flow), bond issuance (Aspero), securitization (Yubi Pools) and debt collections (YuCollect), underpinned by…

Where is Yubi headquartered?

Yubi is headquartered in Chennai, Tamil Nadu, India.

What is Yubi's business model?

Yubi's core value proposition centers on AI-driven operating system for financial services, End-to-end debt lifecycle coverage, Digital debt marketplace.

How does Yubi make money?

Yubi's cited revenue streams include Platform services fees, Collection revenue / interest on loans, Fee-based services, Corporate database offerings.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: www.outlookbusiness.com · Last verified 23 Oct 2026. · Report a correction