Zaggle Listed

Positions itself as a broad platform spanning cards, payments, expense and rewards management rather than a single point-solution.

Core mission is automating finance/expense workflows to raise efficiency, accuracy, transparency and productivity for businesses.

Streamlines the procurement-to-payment cycle for finance teams.

Replaces manual incentive/reward processes for distributors, dealers and agents with a digital platform.

Corporate customers across banking and finance, technology, healthcare, manufacturing, FMCG, infrastructure and automobile sectors.

Employees and cardholders of corporate customers who use Zaggle's cards, apps and reimbursement/benefits tools.

Zaggle's site organizes its product info under a "By Functions" footer nav heading, listing these as separate menu items (individual link labels, not a continuous sentence) for internal buyer teams inside a customer organization: Finance, Human Resources, Sales & Marketing, Operations & Admin.

Businesses running partner/dealer/distributor incentive and rewards programs through Zaggle's channel-rewards offering.

New corporate customers are brought on through a sales-led "Schedule a Demo" request flow rather than pure self-signup, typical of Zaggle's enterprise B2B customer relationship model.

Customers can reach Zaggle support directly via a toll-free phone line staffed Monday to Saturday, 10 AM to 7 PM, alongside email support.

Zaggle publishes attributed customer testimonials citing measurable outcomes — e.g. a Rentomojo finance manager describing faster expense processing — indicating an account-management/customer-success layer beyond self-service.

Zaggle maintains a self-service "Knowledge Hub" content resource, positioned as "Learn, Explore & Stay Ahead", letting customers learn about the platform independent of direct support contact.

Sells directly to corporates while relying on an ecosystem approach that keeps customer acquisition and retention costs low.

Grows within existing accounts and reaches new ones by partnering with other players in the operating ecosystem.

Zaggle's SaaS platforms and prepaid-card products are delivered via web and a mobile app.

Issues and processes corporate prepaid and commercial credit cards.

Develops and runs Propel (rewards), Save (expense/benefits) and Zoyer (procure-to-pay) as ongoing software products.

Automates approvals, claim monitoring and reimbursements for corporate customers.

Manages corporate and employee tax filings as part of its Tax Solutions offering.

Zaggle maintains ISO/IEC 27001, ISO 9001:2015, PCI DSS v4.0.0, SOC 1 Type 2 and SOC 2 Type 2 certifications — compliance infrastructure required to sell into enterprise and financial-services customers.

Zaggle's core resource is its self-built technology platform automating spend-management workflows — payments, expenses and rewards — across its product lines.

A workforce of 425+ employees spread across 7 offices is a core human-capital resource underpinning Zaggle's product development, sales and support.

Zaggle presents itself as the #1 issuer of prepaid cards in India, a brand/market-position resource that reinforces trust with prospective corporate customers.

Card-issuing/processing bank relationships underpinning its prepaid and commercial card products; specific bank names are not disclosed on this page.

Payment network partnerships for its card products; specific network names are not disclosed on this page.

Zaggle holds a 98.32% controlling stake in tax-filing/compliance firm Span Across IT Solutions Pvt Ltd, whose brand is TaxSpanner, acquired for ₹32.07 Cr (filed as acquisition record). Also listed as "Tax Solutions" under the Zaggle Ecosystem on Zaggle's own IPO overview page.

Zaggle holds a 38.34% minority strategic stake in Mobileware Technologies Pvt Ltd, built across two tranches (26% for ₹15.60 Cr, then 12.34% for ₹7.25 Cr). Mobileware was rebranded "86400" and is listed under the Zaggle Ecosystem on Zaggle's own IPO overview page. Not a change-of-control acquisition.

Sells SaaS solutions across expense, payments and rewards management to corporate customers.

Card issuance is a major line of business, underpinning transaction/card-related revenue; exact interchange/fee structure is not disclosed on this page.

The single largest cost line in Zaggle's standalone P&L for the year ended March 31, 2026 was the cost of point redemption and gift cards distributed through its prepaid-card and rewards platform — the direct pass-through cost of its core card-issuance business.

Second-largest expense category in the standalone P&L for FY ended March 31, 2026, representing incentive and cashback payouts made through Zaggle's card and rewards ecosystem.

Standalone employee benefit expense for the financial year ended March 31, 2026, as disclosed in Zaggle's audited BSE financial filing.

Non-cash charge reflecting Zaggle's investment in property, technology infrastructure and intangible assets, per its audited standalone results for FY ended March 31, 2026.