Startup Atlas · Fintech

Zaggle Listed

Zaggle Prepaid Ocean Services Limited Hyderabad, Telangana Founded 2011 zaggle.in ↗

Zaggle Prepaid Ocean Services Limited is a publicly listed Indian fintech company building SaaS-based business spend-management products — corporate prepaid and commercial credit cards, procure-to-pay, employee expense/reimbursement management, employee benefits, and channel-partner/employee rewards — sold to enterprises through platforms including Propel, Save and Zoyer. Its registered office is in Hyderabad, Telangana, and its founder has publicly described Hyderabad as the…

Raj P Narayanam · Founder & Executive Chairman Avinash Godkhindi · Co-founder, Managing Director & CEO
$125.79 MnTotal funding (tracked)
5Funding rounds
3 Oct 2025Last round
Publicly listed · NSE:ZAGGLE
₹180.90 -1.04% BSE, as of 04 Sep 26 | 16:00

Valuation

P/E10.38
P/E · TTM19.54
P/B1.71

Returns

ROE9.76%
ROCE13.16%

Per share

EPS17.43
Book value105.43

Growth · year on year

Sales+67.95%
Profit+98.73%

Ownership

Promoter holding44.30%

Price and ratios are compiled from the exchange and third-party market data, cached and refreshed through the day — they are not Atlas facts and are not investment advice. Where a ratio is computed on more than one basis (for example standalone versus trailing-twelve-month), each is shown separately rather than averaged into a single number.

74/100
Solid Atlas Score — computed from 9 published figures
How this score is calculated
Measure Value Scores Source
P/E
What the market pays for each rupee of earnings. Lower is cheaper — but a low P/E can also mean the market expects earnings to fall.
Computed on a different basis this reads 19.54, which would score 75/100. Scored on the figure shown.
10.38 100/100 BSE
P/B
Price against book value. Most meaningful for banks and asset-heavy businesses; software and consumer brands trade high here for good reasons.
1.71 75/100 Market data
ROE
Return on equity — profit generated per rupee of shareholder capital. Sustained high ROE is the clearest single marker of a good business.
9.76 25/100 Market data
ROCE
Return on capital employed — the same idea including debt, so it is harder to flatter with leverage.
13.16 50/100 Market data
Profit growth
Year-on-year growth in profit. Weighted above sales growth because profitable growth is the harder thing to do.
98.73 100/100 Market data
Sales growth
Year-on-year growth in revenue.
67.95 100/100 Market data
Revenue growth · filed
Year-on-year revenue growth computed from the fiscal-year figures we filed ourselves and cited to a real disclosure, not a market data feed.
67.90 100/100 Atlas
Profit trend · filed
Whether profit is improving, from the same filed figures. A swing from loss to profit scores highest; a swing from profit into loss scores lowest; a narrowing loss still scores better than a widening one.
98.90 100/100 Atlas
Promoter holding
How much of the company its founders and controlling group still own. Higher usually means their money moves with yours.
44.30 75/100 Market data

The Atlas Score is our own arithmetic on the published figures above — nothing is hidden and nothing is bought in. It weighs quality and growth at 30% each, valuation at 25% and ownership at 15%, scoring each measure against fixed bands. Growth blends third-party market data with the fiscal-year figures we file and cite ourselves, so a company we have researched more deeply scores on richer evidence. A measure we could not fetch is left out of the average rather than counted as a zero. It is a summary of the numbers, not a recommendation, not a price target, and not advice about your circumstances.

View Zaggle's live share price on Google Finance ↗

Zaggle: Funding Rounds

Acquisitions

DateAcquirerAcquiredAmountSource
30 Mar 2026 Zaggle Rivpe Technology ₹22 Cr source
5 Dec 2025 Zaggle Greenedge Enterprises ₹25 Cr source
26 Sep 2024 Zaggle Span Across IT Solutions (TaxSpanner) ₹32.07 Cr source

Recent Signals

  • 20 Jul 2026 · sector-trend
    Featured in Inc42's Indian Soonicorn Tracker at an estimated $593M valuation, "High" unicorn probability source
  • 8 May 2026 · ma-strategic
    Zaggle restructures DICE Enterprises deal into a ~₹68 Cr asset-and-IP purchase (not a full acquisition; pending as of the source) source
  • 26 Mar 2025 · ma-strategic
    Zaggle builds a 38.34% strategic stake in Mobileware Technologies (rebranded "86400") across two tranches source

News on Zaggle

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FAQs on Zaggle

Who founded Zaggle?

Zaggle was founded by Raj P Narayanam, Avinash Godkhindi in 2011.

How much funding has Zaggle raised?

Zaggle has raised $125.79 Mn across 5 tracked funding round(s), most recently on 2025-10-03. Figures are compiled from cited public sources.

Who are the investors in Zaggle?

Investors in Zaggle include Bennett Coleman, RAN Ventures Private Limited, Bank of India ELSS Tax Saver, ICICI Prudential Technology Fund, Nivama Enhanced Dynamic Growth Equity, Societe Generale, Ashish Kacholia, East Spring.

What does Zaggle do?

Zaggle Prepaid Ocean Services Limited is a publicly listed Indian fintech company building SaaS-based business spend-management products — corporate prepaid and commercial credit cards, procure-to-pay, employee expense/reimbursement management, employee benefits, and channel-partner/employee rewards — sold to enterprises through platforms including Propel, Save and Zoyer. Its…

Where is Zaggle headquartered?

Zaggle is headquartered in Hyderabad, Telangana, India.

What is Zaggle's business model?

Zaggle's core value proposition centers on Diversified, integrated FinTech spend-management suite, Automates and digitizes business spend workflows, No-code procure-to-pay workflows, Digitized channel-partner rewards and incentives.

How does Zaggle make money?

Zaggle's cited revenue streams include SaaS software revenue, Prepaid card issuance at scale.

Sources & corrections. Every fact on this page is compiled from cited public sources — follow the "source" links beside each entry. Profile sources: inc42.com foundermagazine.in www.bseindia.com · Last verified 5 Sep 2026. · Report a correction