Capri Gold Loans has launched a four-day, pan-India “Vyapar Mahotsav” campaign with interest rates starting at 11% a year and zero processing fees. The offer runs from September 16 to September 19, 2026, according to Capri Global Capital’s revised exchange-filed release.
What the Capri Gold Loans campaign offers
Capri Global’s filing describes three headline features: rates starting at 11% per annum, zero processing fees and the maximum eligible loan value against pledged gold, subject to terms and conditions. The company directs interested customers to its gold-loan branches during the campaign window.
The revised press release is the primary record for the offer. Independent reports from Business Upturn and ScanX match the dates and headline terms. Because “starting at” does not mean every applicant receives the same price, this report does not present 11% as a universal approved rate.
Why a waived fee is only one cost component
Processing fees affect the upfront cost of borrowing, but interest usually matters more over the life of the loan. Borrowers should ask for the approved annual rate, any overdue or penal charges, renewal conditions and the total amount payable under the chosen tenure.
Gold valuation is equally important. The lender assesses purity and weight, applies its eligible loan-to-value rules and issues a sanction amount. “Maximum eligible loan value” therefore depends on the pledged asset and applicable policy; it is not a promise that every customer receives the same percentage or amount.
| Item | Verified detail |
|---|---|
| Campaign | Vyapar Mahotsav |
| Dates | September 16–19, 2026 |
| Reach | Pan-India through Capri Gold Loan branches |
| Advertised rate | Starting at 11% per annum |
| Processing fee | Zero during the offer |
How borrowers should compare the offer
A practical comparison uses the same loan amount and tenure across lenders. Customers should record the annual rate, valuation, net disbursal, interest-payment schedule, closure charges and the process used if repayments are missed. They should also keep the pledge receipt and understand how and when the gold is returned.
The campaign sits within a broader competition for secured retail credit. Lapaas Voice has covered how India’s fintech policy agenda is changing credit distribution and how Bandhan Bank’s card launch packages product tiers for different customers. Gold loans use collateral rather than card underwriting, but transparent pricing remains the common test.
What the evidence supports
The BSE-filed revised release establishes the dates, starting rate, fee waiver and company description. Accessible independent reports corroborate those terms. It does not disclose approval rates, customer volumes or a guaranteed rate for every borrower, so none is inferred here.
In one sentence: Capri’s short campaign can reduce upfront cost for eligible borrowers, but the sanction letter and repayment conditions determine whether it is genuinely competitive.
Sources: Capri Global exchange filing; Business Upturn; ScanX.
Frequently asked questions
How long does Vyapar Mahotsav run?
The campaign runs for four days, from September 16 through September 19, 2026.
Will every borrower get an 11% rate?
No. Capri advertises rates starting at 11% per annum; the approved terms depend on eligibility and applicable conditions.
Is the processing fee waived?
The company release says processing fees are zero during the campaign, but borrowers should still review all other charges and repayment terms.
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