Ujjivan Small Finance Bank Listed
Ujjivan Small Finance Bank is a Bengaluru-headquartered, NSE/BSE-listed small finance bank serving mass-market and underserved customers across India, tracing back to Ujjivan Financial Services, an NBFC founded by Samit Ghosh in 2005. Note: Ujjivan Financial Services Ltd (the original listed NBFC, IPO'd 2016) later set up Ujjivan Small Finance Bank (banking ops from Feb 2017) and was reverse-merged into the…
Valuation
Returns
Per share
Growth · year on year
Ownership
Price and ratios are compiled from the exchange and third-party market data, cached and refreshed through the day — they are not Atlas facts and are not investment advice. Where a ratio is computed on more than one basis (for example standalone versus trailing-twelve-month), each is shown separately rather than averaged into a single number.
How this score is calculated
| Measure | Value | Scores | Source |
|---|---|---|---|
| P/E What the market pays for each rupee of earnings. Lower is cheaper — but a low P/E can also mean the market expects earnings to fall. |
14.93 | 100/100 | Market data |
| P/B Price against book value. Most meaningful for banks and asset-heavy businesses; software and consumer brands trade high here for good reasons. |
1.92 | 75/100 | Market data |
| ROE Return on equity — profit generated per rupee of shareholder capital. Sustained high ROE is the clearest single marker of a good business. |
10.90 | 50/100 | Market data |
| ROCE Return on capital employed — the same idea including debt, so it is harder to flatter with leverage. |
11.51 | 50/100 | Market data |
| Profit growth Year-on-year growth in profit. Weighted above sales growth because profitable growth is the harder thing to do. |
-4.61 | 0/100 | Market data |
| Revenue growth · filed Year-on-year revenue growth computed from the fiscal-year figures we filed ourselves and cited to a real disclosure, not a market data feed. |
9.10 | 50/100 | Atlas |
| Profit trend · filed Whether profit is improving, from the same filed figures. A swing from loss to profit scores highest; a swing from profit into loss scores lowest; a narrowing loss still scores better than a widening one. |
-4.50 | 0/100 | Atlas |
| Promoter holding How much of the company its founders and controlling group still own. Higher usually means their money moves with yours. |
0.00 | 0/100 | Market data |
The Atlas Score is our own arithmetic on the published figures above — nothing is hidden and nothing is bought in. It weighs quality and growth at 30% each, valuation at 25% and ownership at 15%, scoring each measure against fixed bands. Growth blends third-party market data with the fiscal-year figures we file and cite ourselves, so a company we have researched more deeply scores on richer evidence. A measure we could not fetch is left out of the average rather than counted as a zero. It is a summary of the numbers, not a recommendation, not a price target, and not advice about your circumstances.
Ujjivan Small Finance Bank: Funding Rounds
| Date | Round | Amount | Investors | Source |
|---|---|---|---|---|
| 2 Dec 2019 | IPO | ₹1,200 Cr ($162 Mn) | source | |
| Feb 2016 ~ | Pre-IPO Placement | ₹312.4 Cr | Bajaj Allianz General Insurance Co. Ltd HDFC Standard Life Insurance Co. Ltd Kotak Mahindra Old Mutual Life Insurance Co. Ltd Shriram Life Insurance Co. Ltd Sundaram Asset Management Co. Ltd | source |
| Mar 2015 ~ | Private Equity | $50 Mn (new primary equity) | Bajaj Capital CDC Group Plc CX Partners Elevar Equity International Finance Corporation (IFC) | source |
| 2012 ~ | Private Equity | ₹127.9 Cr ($25.5 Mn) | Elevar Equity FMO (Netherlands Development Finance Company) India Financial Inclusion Fund (Caspian Advisors) Lok Capital Mauritius Unitus Corporation Sequoia Capital WCP Mauritius Holdings III (Wolfensohn Capital Partners) | source |
Recent Signals
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19 Apr 2024 · ma-strategic
Ujjivan Financial Services Ltd reverse-merged into Ujjivan Small Finance Bank source
News on Ujjivan Small Finance Bank
No coverage of Ujjivan Small Finance Bank linked yet.
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Start Free ValidationFAQs on Ujjivan Small Finance Bank
Who founded Ujjivan Small Finance Bank?
Ujjivan Small Finance Bank was founded by Samit Ghosh in 2005.
How much funding has Ujjivan Small Finance Bank raised?
Ujjivan Small Finance Bank has raised $283.4 Mn across 4 tracked funding round(s), most recently on 2019-12-02. Figures are compiled from cited public sources.
Who are the investors in Ujjivan Small Finance Bank?
Investors in Ujjivan Small Finance Bank include Bajaj Allianz General Insurance Co. Ltd, HDFC Standard Life Insurance Co. Ltd, Kotak Mahindra Old Mutual Life Insurance Co. Ltd, Shriram Life Insurance Co. Ltd, Sundaram Asset Management Co. Ltd, Bajaj Capital, CDC Group Plc, CX Partners.
What does Ujjivan Small Finance Bank do?
Ujjivan Small Finance Bank is a Bengaluru-headquartered, NSE/BSE-listed small finance bank serving mass-market and underserved customers across India, tracing back to Ujjivan Financial Services, an NBFC founded by Samit Ghosh in 2005. Note: Ujjivan Financial Services Ltd (the original listed NBFC, IPO'd 2016) later set…
Where is Ujjivan Small Finance Bank headquartered?
Ujjivan Small Finance Bank is headquartered in Bengaluru, Karnataka, India.
What is Ujjivan Small Finance Bank's business model?
Ujjivan Small Finance Bank's core value proposition centers on One-stop, personalised financial services, Responsible bank, sustainable social impact.
How does Ujjivan Small Finance Bank make money?
Ujjivan Small Finance Bank's cited revenue streams include Interest income on advances (loan book), Income on investments (treasury), Other income (fees and non-interest income).